Opes Financial

A buyer's agent in Canberra, working to an actual plan.

A buyer\'s agent who finds the place, checks it over properly and does the negotiating for you across Canberra, through a licensed partner firm. A fixed fee from $10,000 plus GST, a free first conversation, and your financial planning thrown in.

Lake Burley Griffin shoreline at dusk with bare deciduous trees in the foreground.

How it is set up.

Balki does not personally hold a buyer's agent licence. The licence sits with a third-party partner that operates across every Australian state and territory, including the ACT. The engagement is coordinated under the Opes brand. Inspections, checking the place over and negotiation are conducted by the licensed partner.

You meet the agent assigned to you during that free first conversation. You deal with Opes; the licence sits with the partner. We tell you this on the first call, not in small print at the bottom of a contract.

Our office is in Melbourne and you meet Balki over video. The Canberra partner does all the legwork in person — including Saturday inspections in Ainslie, weekday walk-throughs in Kingston, and pre-auction meetings across Gungahlin and Belconnen.

Where we buy in Canberra.

Most of what we buy in Canberra falls into three areas. What you tell us at the start decides where the search begins. The partner network covers all of them.

Inner-north
Owner-occupier and apartment

O'Connor, Ainslie, Braddon. Heritage cottages, mid-century houses, Braddon apartments. Premium owner-occupier and downsizer.

Inner-south
Family upgrade and downsizer

Kingston, Yarralumla. School-zone family briefs, larger blocks, Kingston Foreshore apartments.

Suburban districts
First home, family and investor

Gungahlin, Tuggeranong, Belconnen. House-and-land, established family homes, entry-level investor stock.

Commercial property across the ACT is available, including for SMSF acquisitions. Queanbeyan and immediately adjoining NSW suburbs are considered on the same file when the brief crosses the border.

What’s included.

01

Working out the brief

What you can spend, what you want and by when — written down. It changes as you see what's out there, but you start with it clear.

02

Research on the areas

What similar places actually sold for, how long they sat, and how the area has grown. We'll tell you straight which suburbs don't suit what you're after.

03

Finding places

On-market and off-market opportunities through selling-agent networks. Useful in the inner-north and inner-south where stock is tight.

04

Inspections and checks

Building inspections, strata reports, council and zoning checks. Saturday inspection slots across Canberra are routine for the partner agent.

05

Negotiation

Offers before auction day, negotiating on private sales, and the terms as well as the price. We don't bid at auctions for you.

06

Getting to settlement

Chasing the conveyancer, the lender and the seller's agent, so you're not the one making the phone calls.

What it costs.

Fixed fee from $10,000 + GST. The same fee for owner-occupied and investment briefs. The price of the house doesn’t change what you pay us. Canberra files typically sit in the $800,000 to $1,800,000 range, and the fee still doesn’t move. The wider buyer's agent cost guide walks through fixed versus percentage pricing.

The first conversation is free. The fee comes down if we are also doing your loan or your financial plan. Investor briefs typically connect into the wider property investment hub, with APS clients posted overseas or interstate often returning via the expat pathway.

How the three fit together

How buying a place fits with the loan and the plan.

Step 01

Financial planning

Goals, cash flow, loan capacity, risk cover. APS salary packaging and defined-benefit super where relevant. Free for buyer's agent clients.

Step 02

Buyer's agent

Finding it, inspecting it, checking it and haggling over it, across all three Canberra areas. Done by the licensed partner.

Step 03

Broking

Finance through a 50+ lender national panel. ACT files run through the same panel as Melbourne.

Our office is in Melbourne. The Canberra work happens in Canberra.

Balki works from Docklands in Melbourne, and the planning and loan side of a Canberra job runs over video. The licensed partner is on the ground in Canberra doing the inspections, meeting the agents and negotiating.

The licence sits with the partner firm. We disclose that on the first call, not at signing.

How it works
  • First call with us, over video.
  • Inspections in Canberra, with the partner, in person.
  • One file, run between the two of us.

What buyers in Canberra ask first.

Inner-north (O'Connor, Ainslie, Braddon), inner-south (Kingston, Yarralumla) and the suburban districts (Gungahlin, Tuggeranong, Belconnen). Commercial across the ACT too. Queanbeyan and immediately adjoining NSW suburbs sit on the same file when the brief crosses the border.
The licensed partner agent, in person. Inspecting places and negotiating on the ground need a licence, and that sits with the partner firm. Balki runs the job and brings the loan and the financial planning into the same conversation.
Yes. Off-market opportunities come through selling-agent relationships, and the partner network in Canberra has them across the inner-north and inner-south in particular, where stock is genuinely tight. Off-market is a useful supplement, not a guarantee on every file.
Indirectly. Salary packaging changes the after-tax cash flow that supports the loan, which changes the comfortable price band. We coordinate with the broker on how that gets read by the lender so the brief is anchored on realistic numbers.
The first chat costs nothing. Once the work is under way the fee applies whether or not you end up buying something — we explain exactly how that works on the fees page and again on the first call.

Start with a free property consultation.

A straight conversation, the partner arrangement explained up front, and no obligation. Twenty to thirty minutes on video.