A financial planner for Canberra clients, delivered virtually.
A financial planner covering retirement, superannuation, insurance and tax-effective investing for clients across Canberra and the ACT. Strong familiarity with public-sector pay structures, salary packaging and defined-benefit super.
How we work with Canberra clients.
Every meeting runs on Zoom or Teams. Document exchange happens through secure upload, and signatures are captured electronically. Canberra clients have engaged the practice this way for years. None of it is new.
Hours run 8am to 7pm AEST. Useful for APS clients in Barton, Parkes or the Russell precinct fitting a call around the working day, and for professionals in the inner-north who prefer an evening slot.
Phone is available on 1300 67 37 37 or 0419 506 560. Most files run on a mix of one introductory call, one strategy meeting, and one Statement of Advice walkthrough.
There is no Canberra office. We say so up front.
The practice runs out of Suite 11.18, 401 Docklands Drive, Melbourne. There is no shopfront in Civic, Barton or Braddon, and no serviced suite anywhere in the ACT. Canberra engagements are virtual, and have been for years.
Service coverage is Australia-wide. There are no postcode restrictions on the advice. ACT clients access the same adviser, the same scope and the same fees as Melbourne files.
- All meetings by video or phone.
- No in-person option in the ACT.
- The same adviser, the same scope, the same fees.
What we advise on for Canberra clients.
Public-sector salary packaging
APS and ACT government salary packaging, novated leases, FBT-exempt items where relevant. Coordinated with the household payroll arrangement.
Defined-benefit super
PSS, CSS and PSSap. Pre-retirement modelling for members still in legacy defined-benefit funds. The mechanics differ materially from accumulation funds.
Retirement and transition
Drawdown sequencing, transition-to-retirement, and the final ten working years. Equally applicable in the ACT as in Victoria.
Personal risk insurance
Income protection, TPD, trauma, life cover. Sized to the household, not to a target premium. APS death-and-invalidity benefits taken into account where relevant.
Tax-effective investing
Negative gearing, franking credits, ownership structures. Coordinated with the household accountant in the ACT or interstate.
SMSF strategy alongside
SMSF advice itself sits outside this AR. SMSF lending and the broader strategy are handled within the practice for ACT trustees.
Comprehensive advice is delivered as a written Statement of Advice. Minimum engagement for managed-fund investment is $50,000.
Canberra clients we work with.
The Canberra book skews public-sector and professional-services. APS executive-level officers (EL1, EL2, SES), senior policy and legal staff, defence civilians, and a meaningful cohort of contractors moving between roles inside the Commonwealth. Pre-retirees here often begin with superannuation advice on the defined-benefit overlay, then move into retirement and drawdown planning.
Inner-north households in O'Connor, Ainslie and Braddon. Inner-south families in Kingston and Yarralumla. Suburban first-home buyers and upgraders across Gungahlin, Tuggeranong and Belconnen.
Canberra loan sizes typically sit between Adelaide and Sydney, and the borrowing capacity calculator is a useful read before the strategy meeting. The structural side of the advice is consistent across the book. What differs is the salary-packaging mechanics, the legacy defined-benefit fund interactions, and the timing of post-employment moves out of the ACT. The wider retirement planning hub sits behind that work.
Planning, broking and buyer's agent work, coordinated for Canberra.
Financial planning
This page. Delivered virtually across the ACT. Free for buyer's agent clients during onboarding.
Mortgage broking
50+ lender national panel. ACT loans and refinances run through the same panel as Melbourne files.
Buyer's agent
Through a licensed partner operating across every Australian state and territory, including the ACT.
What Canberra clients usually ask first.
Continue reading
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Start with a virtual first call.
Thirty minutes by phone or video. The same conversation Canberra clients have had with us for years.