About Opes Financial Solutions: small on purpose.

Opes Financial Solutions is a financial planning firm working with clients right across Australia. Two advisers, no committees, and no being handed to someone you've never met. Financial planning is the main thing we do — and because we also hold a credit licence and work with a licensed buyer's agent, the loan and the property don't have to be somebody else's problem.

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Interior of a Melbourne advisory office with a wide oak desk and tall window.

What we actually do.

Opes is Latin for wealth. The firm exists to help you plan it, borrow sensibly against it, and buy the things that grow it — in that order, and on one set of records.

What we do most

Financial planning

This is the bulk of the work. Written advice covering retirement, superannuation, insurance, paying down debt, investing without paying more tax than you need to, aged care, and getting the Centrelink you're entitled to. We give this advice as an Authorised Representative (AR 409415) of La Verne Capital Pty Ltd.

Also in-house

Finance broking

When the plan needs a loan, we arrange it rather than sending you elsewhere. We do this as an Authorised Credit Representative (CR 45250) of Outsource Financial Pty Ltd, comparing more than 50 lenders — ANZ, NAB, ME Bank, Bendigo Bank, Mortgage Ezy and La Trobe among them.

Also in-house

Buyer's agent

Done together with a licensed partner firm that can operate in every Australian state. We're straight about how that works: you deal with us, and the buyer's agent licence sits with the partner. Have a look at what it costs and the property investment hub to see how the three fit together on a real job.

Memberships and licensing

The paperwork behind the advice.

Legal entity: Opes Financial Solutions Pty Ltd
ACN: 618 122 795
ABN: 55 618 122 795
FAAA: Member, Financial Advice Association of Australia
FBAA: Member, Finance Brokers Association of Australasia
Advice licence: AR 409415 of La Verne Capital Pty Ltd
Credit licence: CR 45250 of Outsource Financial Pty Ltd

Who runs it

Balki Balakrishnan runs the firm, with more than twelve years in Australian finance behind him, alongside Kruti Balakrishnan, a Chartered Accountant who has worked at KPMG, Deloitte and Goldman Sachs. We keep the firm small deliberately — you deal with the person making the decisions, not a team your file gets passed around.

Meet the team

Why people come to us

Because the plan, the loan and the property decision stay consistent when one person is holding all three. One set of notes, one fee conversation, and nobody having to explain their situation three times to three strangers.

What makes us different

Keep reading

Book a free first chat.

The first conversation is on the house. If we're not the right fit for you, Balki will say so rather than take the work.

Book a chat

Meet the team