Website terms and conditions.

About this website

opesfinancialsolutions.com.au is operated by Opes Financial Solutions Pty Ltd (ACN 618 122 795, ABN 55 618 122 795). We are an Authorised Representative (AR 409415) of La Verne Capital Pty Ltd, and an Authorised Credit Representative (CR 45250) of Outsource Financial Pty Ltd.

These terms cover use of the website only. The terms that govern our advice, finance broking, and buyer's agent services live in the Financial Services Guide, the Credit Guide, the Statement of Advice, the Credit Proposal, and the buyer's agent service agreement issued at the start of each engagement.

General advice only

Information on this site is general in nature. It does not take into account your personal objectives, financial situation, or needs. Obtain personal advice from a licensed adviser, and read the relevant Product Disclosure Statement (PDS), before acquiring any product mentioned on this site. The full warning is at our general advice disclaimer.

No offer, no recommendation

Nothing on this site constitutes an offer, solicitation, or recommendation to buy or sell any financial product or to enter into any credit contract. Where calculators are published, they are illustrative tools only. Results are estimates based on the inputs you provide and assumed lender criteria, and should not be relied on as a quote or pre-approval.

Intellectual property

All content on this site, including text, layout, illustrations, the Opes word mark, and the logo, is owned by Opes Financial Solutions Pty Ltd or used under licence. You may view and print content for personal, non-commercial use. You may not republish, mirror, or scrape the site without our written permission.

Third-party links and content

The site links to third-party websites including lenders, regulators, and tools such as moneysmart.gov.au. We do not control and are not responsible for third-party content. Where the buyer's agent service is described, the service is delivered through our licensed buyer's agent partner. See the buyer's agent page for the operating-model explanation.

No warranty

We try to keep information accurate and current. We do not warrant that the site is free from errors, viruses, or interruption. Lender rates, government grant thresholds, and tax rules change frequently. Information on this site is current as at the date of publication, not the date you read it.

Limitation of liability

To the maximum extent permitted by law, Opes Financial Solutions Pty Ltd excludes liability for any indirect or consequential loss arising from your use of the website. Nothing in these terms excludes any consumer guarantee or right that cannot be excluded under the Australian Consumer Law.

Privacy

Personal information collected through the website is handled in accordance with our Privacy Policy.

Governing law

These terms are governed by the laws of Victoria, Australia. Any dispute is subject to the non-exclusive jurisdiction of the courts of Victoria.

Changes

We may update these terms from time to time. The "Last updated" date above is authoritative.

Related documents: Privacy Policy, Financial Services Guide, Credit Guide, and general advice disclaimer. To raise something specific, contact our office.