General advice disclaimer.
Information published on this site is general in nature only. It has not been prepared with regard to your personal objectives, financial situation, or needs.
- Entity
- Opes Financial Solutions Pty Ltd
- ACN / ABN
- 618 122 795 · 55 618 122 795
- Authorisations
- AR 409415 · CR 45250
- Last updated
- 4 June 2026
Any general advice on this site does not take into account your personal objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness having regard to your own objectives, financial situation, and needs. You should obtain a Product Disclosure Statement (PDS) for any product mentioned and consider that PDS before deciding whether to acquire the product. Call 1300 67 37 37 or 0419 506 560 for personalised advice.
AFSL disclosure
Balki Balakrishnan, principal of Opes Financial Solutions Pty Ltd, is an Authorised Representative (AR 409415) of La Verne Capital Pty Ltd, the holder of the Australian Financial Services Licence. La Verne Capital Pty Ltd is responsible for any financial advice provided. The full disclosure is in our Financial Services Guide.
ACL disclosure
Opes Financial Solutions Pty Ltd is an Authorised Credit Representative (CR 45250) of Outsource Financial Pty Ltd, the holder of the Australian Credit Licence. Outsource Financial Pty Ltd is responsible for any credit assistance provided. The full disclosure is in our Credit Guide.
Buyer's agent disclosure
The buyer's agent service is delivered in partnership with a licensed third-party buyer's agent firm that holds buyer's agent licences for the Australian states in which we operate. Opes Financial Solutions Pty Ltd does not personally hold a buyer's agent licence. The relationship is set out on the buyer's agent page and confirmed in the BA service engagement.
Product Disclosure Statements
Where this site references a financial product, the issuer's PDS is the authoritative document on the product's features, fees, risks, and benefits. Obtain the current PDS from the issuer and read it before deciding whether the product is appropriate for you. We can supply the relevant PDS for any product we recommend as part of personal advice.
Past performance, projections, and calculators
Any past-performance figures referenced on the site are illustrative and are not a reliable indicator of future performance. Any projection, calculator output, or scenario on the site is an estimate based on stated assumptions and the inputs you provide. Real outcomes will differ.
Third-party content
This site may link to ASIC MoneySmart, the ATO, lender websites, and other regulatory or public-interest content. We are not responsible for third-party content and inclusion does not imply endorsement.
Personalised advice is a phone call away on 1300 67 37 37. The FSG and Credit Guide are available on this site.
Speak to a licensed adviser.
Free first conversation. Authorised under La Verne Capital and Outsource Financial. No obligation.