A financial planner for Adelaide clients, delivered virtually.
A financial planner covering retirement, superannuation, insurance and tax-effective investing for clients across Adelaide and South Australia. Meetings by video. Service level identical to in-person engagements.
How we work with Adelaide clients.
Every meeting runs on Zoom or Teams. Document exchange happens through secure upload, and signatures are captured electronically. Adelaide clients have engaged the practice this way for years. None of it is new.
Hours run 8am to 7pm AEST. Adelaide sits on ACDT, so a 6pm Adelaide call is 6:30pm in Melbourne. Useful for inner-east professionals in Norwood or Burnside taking a call after work, and for clinicians at the Royal Adelaide who can only talk after a shift.
Phone is available on 1300 67 37 37 or 0419 506 560. Most files run on a mix of one introductory call, one strategy meeting, and one Statement of Advice walkthrough.
There is no Adelaide office. We say so up front.
The practice runs out of Suite 11.18, 401 Docklands Drive, Melbourne. There is no shopfront in Adelaide, no serviced suite in the CBD, no satellite office in North Adelaide. South Australian engagements are virtual, and have been for years.
Service coverage is Australia-wide. There are no postcode restrictions on the advice. SA clients access the same adviser, the same scope and the same fees as Melbourne files.
- All meetings by video or phone.
- No in-person option in SA.
- The same adviser, the same scope, the same fees.
What we advise on for Adelaide clients.
Retirement and transition
Drawdown sequencing, transition-to-retirement strategies, and the final ten working years. Equally applicable in SA as in Victoria.
Superannuation, accumulation
Fund selection, consolidation of legacy accounts, salary sacrifice and co-contribution. Structural work that compounds across a working life.
Personal risk insurance
Income protection, TPD, trauma, life cover. Business insurance for self-employed clients. Sized to the household, not to a target premium.
Tax-effective investing
Negative gearing, franking credits, ownership structures. Coordinated with the household accountant in Adelaide or interstate.
Education, aged care, Centrelink
Children's education funding, aged-care fee planning, Centrelink optimisation. Eligibility rules are federal and travel with the client.
SMSF strategy alongside
SMSF advice itself sits outside this AR. SMSF lending and the broader strategy are handled within the practice for SA trustees.
Comprehensive advice is delivered as a written Statement of Advice. Minimum engagement for managed-fund investment is $50,000.
Adelaide clients we work with.
White-collar professionals on incomes above $200,000. Doctors and specialists are a deliberate focus, and the practice has existing testimonials from practising specialists across the eastern states. Pre-retirees frequently begin with retirement and drawdown work, drawn from the wider retirement planning hub.
The Adelaide book skews toward inner-east professionals in Norwood, Burnside and Unley, southern coastal households around Glenelg and Brighton, and growth-corridor first-home buyers in Munno Para and Mount Barker. Defence and BAE-linked professionals come through regularly too.
Adelaide loan sizes typically run lower than Sydney or Melbourne, which changes the cash-flow side of the plan rather than the structural side. The advice does not become a different shape because the postcode starts with a 5.
Planning, broking and buyer's agent work, coordinated for Adelaide.
Financial planning
This page. Delivered virtually across SA. Free for buyer's agent clients during onboarding.
Mortgage broking
50+ lender national panel. Adelaide loans and refinances run through the same panel as Melbourne files.
Buyer's agent
Through a licensed partner operating across every Australian state, including SA metro and the Adelaide Hills.
What Adelaide clients usually ask first.
Continue reading
- Our financial planning pillarFull pillar page covering scope, process, and fees.
- Adelaide mortgage brokingVirtual broking. 50+ national lender panel. SA loan profile.
- Adelaide buyer's agentInner-east, southern coastal, northern growth corridors.
- Advice for doctors and specialistsWhy medical income rewards specialist financial planning.
- Why clients choose OpesThree concrete things the firm does that competitors cannot.
Start with a virtual first call.
Thirty minutes by phone or video. The same conversation Adelaide clients have had with us for years.