A financial planner for Sydney, wherever you are.
A financial planner covering retirement, super, insurance and keeping your tax bill down, for clients across Sydney and NSW. We meet over video. You get exactly the same adviser, the same advice and the same fees as anyone who walks into the office.
How it works if you’re in Sydney.
Meetings run on Zoom or Teams. You upload documents securely and sign them online. Sydney clients have worked with us this way for years — none of it is new or experimental.
Hours run 8am to 7pm AEST. Useful for clients in the eastern suburbs catching an early call before work, and for shift-pattern clinicians from RPA or Royal North Shore who can only talk after 6.
You can always just ring — 1300 67 37 37 or 0419 506 560. Most jobs take three conversations: a first call, a session on the strategy, and a walk-through of the written advice.
No office in Sydney, and we won’t pretend otherwise.
A previous Sydney office at Level 8, 70 Pitt Street operated for a period and was closed years ago. We do not list it as an active location because clients cannot meet us there. The Pitt Street address still appears in old directory listings outside our control. It is not somewhere to visit.
We work out of Suite 11.18, 401 Docklands Drive in Melbourne, and take clients anywhere in Australia. Your postcode doesn’t change the advice.
- Everything over video or the phone.
- We can’t meet you face to face in NSW.
- The same adviser, the same advice, the same fees.
What we can help with.
Retirement and transition
What to draw down and in what order, easing out of full-time work, and the last ten working years. Works the same in NSW as it does in Victoria.
Superannuation, accumulation
Picking a fund, rolling old accounts together, salary sacrifice, and the government top-up. The boring work most people in Sydney never get around to.
Personal risk insurance
Income protection, TPD, trauma and life cover, plus business cover if you work for yourself. The amount is worked out from your household, not from a premium we're aiming at.
Tax-effective investing
Negative gearing, franking credits, and whose name things should be in. Worked through with your accountant, wherever they are.
Education, aged care, Centrelink
Paying for school and uni, the cost of aged care, and getting the Centrelink you're entitled to. These rules are federal, so they follow you wherever you live.
SMSF strategy alongside
Advice on setting up a fund sits outside this licence. The lending and the wider strategy we handle in-house for NSW trustees.
You get the advice in writing — formally, a Statement of Advice. If it involves managed funds, we start at a $50,000 portfolio.
Who we work with in Sydney.
Professionals earning over $200,000. Doctors and specialists are a deliberate focus, and the work with medical households has existing testimonials from practising specialists who started as Sydney files.
Pre-retirees inside the final ten working years often start with retirement and drawdown work, frequently routed through the wider retirement planning hub. And people in their late twenties and thirties, building from a good income. Returning expats with NSW-based assets, where the work often starts with super consolidation and risk insurance before anything else.
Sydney loan sizes typically run higher than Melbourne, which changes the cash-flow side of the plan rather than the structural side. A run through the borrowing capacity calculator often becomes the prompt for a planning call. The advice doesn’t change shape because of your postcode.
Planning, loans and buying a place — all handled here.
Financial planning
What you’re reading. Done over video across NSW, and free if we’re also buying your property.
Mortgage broking
More than 50 lenders. Sydney loans and refinances go through exactly the same panel as Melbourne ones.
Buyer's agent
Through a licensed partner who works in every Australian state, Sydney metro and regional NSW included.
What people in Sydney ask first.
Keep reading
- Our financial planning workThe main page — what is included, how it runs, what it costs.
- Sydney mortgage brokingLoans arranged online, from a panel of 50+ lenders, with Sydney in mind.
- Sydney buyer's agentInner-west, lower and upper North Shore, eastern suburbs, Northern Beaches, growth corridors.
- Advice for doctors and specialistsWhy a medical income needs a different kind of plan.
- Why clients choose OpesThree things we can do that most firms can't.
Start with a virtual first call.
Half an hour, by phone or video. The same conversation Sydney clients have been having with us for years.