A financial planner for Perth, wherever you are.
A financial planner covering retirement, super, insurance and keeping your tax bill down, for clients across Perth and Western Australia. We meet over video. You get exactly the same adviser, the same advice and the same fees as anyone who walks into the office.
How it works if you’re in Perth.
Meetings run on Zoom or Teams. You upload documents securely and sign them online. WA clients have worked with us this way for years — none of it is new or experimental.
Perth runs two or three hours behind the eastern states depending on daylight saving. We hold morning slots from 7am Perth time, and late afternoon slots until 5pm Perth time, which covers most working professionals on either side of the day.
You can always just ring — 1300 67 37 37 or 0419 506 560. Most jobs take three conversations: a first call, a session on the strategy, and a walk-through of the written advice.
No office in Perth, and we won’t pretend otherwise.
We don’t have a Perth office. WA clients work with us over video, which is how we have run for years. What we’re licensed to advise on is national.
We work out of Suite 11.18, 401 Docklands Drive in Melbourne, and take clients anywhere in Australia. Your postcode doesn’t change the advice.
- Everything over video or the phone.
- We can’t meet you face to face in WA.
- The same adviser, the same advice, the same fees.
What we can help with.
Retirement and transition
What to draw down and in what order, easing out of full-time work, and the last ten working years. Works the same in WA as it does in Victoria.
Superannuation, accumulation
Picking a fund, rolling old accounts together, salary sacrifice, and the government top-up. The boring work most people in Perth never get around to.
Personal risk insurance
Income protection, TPD, trauma and life cover, plus business cover if you work for yourself. The amount is worked out from your household, not from a premium we're aiming at.
Tax-effective investing
Negative gearing, franking credits, and whose name things should be in. Worked through with your accountant, wherever they are.
Education, aged care, Centrelink
Paying for school and uni, the cost of aged care, and getting the Centrelink you're entitled to. These rules are federal, so they follow you wherever you live.
SMSF strategy alongside
Advice on setting up a fund sits outside this licence. The lending and the wider strategy we handle in-house for WA trustees.
You get the advice in writing — formally, a Statement of Advice. If it involves managed funds, we start at a $50,000 portfolio.
Who we work with in Perth.
Professionals earning over $200,000. A meaningful share of the Perth book is mining, energy and engineering sector. Doctors and specialists are a deliberate focus. Pre-retirees in the final ten working years often start with retirement and drawdown work, drawn from the wider retirement planning hub. And people in their late twenties and thirties, building from a good income.
The Perth book splits roughly into three geographies. The western suburbs through Cottesloe, Subiaco and Claremont, often higher-income households with established asset bases. The Cottesloe-to-Fremantle coastal corridor, a mix of upgraders and downsizers. And eastern growth through Ellenbrook and Forrestfield, weighted to first-property and family files.
WA loan sizes typically run lower than Sydney and inner Melbourne, which changes the cash-flow side of the plan rather than the structural side. A pass through the borrowing capacity calculator often surfaces the structural questions worth raising on the first call. The advice doesn’t change shape because of your postcode.
Planning, loans and buying a place — all handled here.
Financial planning
What you’re reading. Done over video across WA, and free if we’re also buying your property.
Mortgage broking
More than 50 lenders. Perth loans and refinances go through exactly the same panel as Melbourne ones.
Buyer's agent
Through a licensed partner who works in every Australian state, Perth and regional WA included.
What people in Perth ask first.
Keep reading
- Our financial planning workThe main page — what is included, how it runs, what it costs.
- Perth mortgage brokingLoans arranged online, from a panel of 50+ lenders, with WA in mind.
- Perth buyer's agentWestern suburbs, coastal corridor and eastern growth coverage.
- Advice for doctors and specialistsWhy a medical income needs a different kind of plan.
- Why clients choose OpesThree things we can do that most firms can't.
Start with a virtual first call.
Half an hour, by phone or video. The same conversation Perth clients have been having with us for years.