A financial planner for Gold Coast clients, delivered virtually.
A financial planner covering retirement, superannuation, insurance and tax-effective investing for clients across the Gold Coast and south-east Queensland. Meetings by video. National lender panel and adviser scope identical to in-person engagements.
How we work with Gold Coast clients.
Every meeting runs on Zoom or Teams. Documents move through a secure portal and signatures are captured electronically. The practice has worked with Queensland clients this way for years and the workflow is settled.
Hours run 8am to 7pm AEST, which is the same clock for Gold Coast clients outside daylight saving. We hold late slots for clients who can only talk at the end of the working day.
Phone is available on 1300 67 37 37 or 0419 506 560. Most files run as one introductory call, one strategy meeting, and one Statement of Advice walkthrough.
There is no Gold Coast office. Service is virtual, and has been from the start.
The practice runs from Suite 11.18, 401 Docklands Drive, Melbourne. Gold Coast and broader south-east Queensland engagements happen by video and phone. There is no postcode restriction on the advice and no surcharge for clients outside Victoria.
Coverage extends north to Brisbane and south into the Tweed and northern New South Wales for clients whose lives sit across the border.
- All meetings by video or phone.
- No in-person option in Queensland.
- Same adviser, same scope, same fees.
What we advise on for Gold Coast clients.
Retirement and transition
Drawdown sequencing, transition-to-retirement strategies, and the final ten working years. A common Gold Coast brief, often after a sea-change move.
Superannuation, accumulation
Fund selection, consolidation of legacy accounts, salary sacrifice and co-contribution. The structural work most clients neglect until their 40s.
Personal risk insurance
Income protection, TPD, trauma, life cover. Business insurance for self-employed clients, which is a sizeable Gold Coast cohort.
Tax-effective investing
Negative gearing, franking credits, ownership structures. Coordinated with the household accountant, in Queensland or interstate.
Education, aged care, Centrelink
Children's education funding, aged-care fee planning, Centrelink optimisation. Eligibility rules are federal and travel with the client.
SMSF strategy alongside
SMSF advice itself sits outside this AR. SMSF lending and the broader strategy are handled within the practice for Queensland trustees.
Comprehensive advice is delivered as a written Statement of Advice. Minimum engagement for managed-fund investment is $50,000.
Gold Coast clients we work with.
A meaningful share of Gold Coast files are interstate buyers and lifestyle relocators, often from Sydney or Melbourne, who hold property here and continue to work, invest or run a business down south. The planning brief crosses two state revenue offices and one federal tax position at the same time.
Local owner-occupiers and pre-retirees make up the other half. Doctors and specialists from the Gold Coast University Hospital catchment are a deliberate focus. Self-employed business owners in hospitality, trades and professional services are common, and the work often starts with risk insurance and super consolidation. Pre-retirees move into retirement and drawdown planning, supported by the wider retirement planning hub.
Lifestyle buyers tend to under-insure and over-leverage. A read of the borrowing capacity calculator is a useful sanity check on what the move actually supports. The plan reframes the household around the move rather than around the postcode it ended up in.
Planning, broking and buyer's agent work, coordinated for Queensland.
Financial planning
This page. Delivered virtually across south-east QLD. Free for buyer's agent clients during onboarding.
Mortgage broking
50+ lender national panel. Gold Coast owner-occupier and investment files run through the same panel as Melbourne.
Buyer's agent
Through a licensed partner operating across every Australian state, including Gold Coast beachside, central and hinterland belts.
What Gold Coast clients usually ask first.
Continue reading
- Our financial planning pillarFull pillar page covering scope, process, and fees.
- Gold Coast mortgage brokingVirtual broking. 50+ national lender panel. Queensland loan profile.
- Gold Coast buyer's agentBeachside, central and hinterland belts through a licensed partner.
- Advice for doctors and specialistsWhy medical income rewards specialist financial planning.
- Why clients choose OpesThree concrete things the firm does that competitors cannot.
Start with a virtual first call.
Thirty minutes by phone or video. The same conversation Gold Coast clients have had with us for years.