Opes Financial

A mortgage broker in the Docklands precinct.

A mortgage broker in Docklands, at Suite 11.18, 401 Docklands Drive. Home loans, refinancing, investment and SMSF lending for clients living and working in Docklands, the CBD, Southbank and the inner-west.

Book appointmentCall 1300 67 37 37
Yarra's Edge promenade in Melbourne Docklands at dusk with city lights reflecting on the river and moored sailboats in the distance.

The office.

The practice has been at Suite 11.18, 401 Docklands Drive since the earliest days. A short walk from The District Docklands, NewQuay Promenade and Harbour Town. Most clients in the precinct prefer to drop in rather than meet online.

Trams on routes 11, 48 and 70 stop on Harbour Esplanade and La Trobe Street. Southern Cross is roughly a ten-minute walk through the precinct. Paid parking is available at The District, with on-street bays along Docklands Drive for shorter visits.

Appointments are preferred. Walk-ins are welcome subject to availability. Hours run 8am to 7pm AEST, which suits CBD workers who would rather come in after the standard close of business.

Why local matters in Docklands.

High-density apartment stock in Docklands and the CBD comes with lender-by-lender postcode and category restrictions. Some lenders cap LVR by building, some decline entire towers. Most borrowers do not know which lender accepts which building until the application is in. The home loan repayment calculator handles the numbers; the building-category check is the part that needs a broker.

Off-the-plan settlements need timing across deposit, valuation on completion, and finance approval. The valuation often surprises the borrower, sometimes in the right direction, sometimes not. We have seen these settle in person many times across NewQuay, Yarra's Edge and the towers along Harbour Esplanade.

A meaningful share of buyers in the precinct are first-time investors, expats, and overseas-trained professionals. Documentation requirements differ for foreign income or limited Australian credit history, and the file moves faster when we sit down together at the start. For wider Melbourne coverage and the full suburb belt context, see the Melbourne mortgage broker page.

What we arrange for Docklands and CBD clients.

01

Owner-occupied apartments

Including units in higher-density buildings where lender category matters.

02

Refinancing

Rate review, equity release, debt consolidation. CBD mortgages older than two years are usually worth the look.

03

Investment property loans

Apartments, townhouses, houses. CBD investors often buying off-the-plan or in inner-west.

04

Construction and off-the-plan

Progress draws, bridging between settlement and rental commencement, end debt structuring.

05

SMSF property loans

LRBAs through specialist lenders. Less common in Docklands itself, common from CBD professionals.

06

Commercial property

Owner-occupier and investor commercial across metro Melbourne, often for self-employed CBD professionals.

The 50+ lender panel for Docklands borrowers.

50+ lenders via Outsource Financial. Choice depends on building category, LVR, income type and credit profile. Not on the advertised headline rate.

Used regularly
  • ANZ
  • NAB
  • ME Bank
  • Bendigo Bank
  • Mortgage Ezy
  • La Trobe Financial
SMSF specialists
  • La Trobe Financial
  • Mortgage Ezy
  • Pepper Money
  • Granite Home Loans
Walk-in preparation

What to bring.

A first conversation usually runs thirty to forty-five minutes. There is no fee. The more of this list you bring, the further we get in one sitting.

  1. 01
    Two recent payslips
    Or the last two years of tax returns for self-employed clients.
  2. 02
    Statements for existing loans and credit cards
    Most lenders will ask, so it is faster to have them on hand.
  3. 03
    A rough idea of the property
    Type, price range, suburb. Not a contract, just direction.
  4. 04
    Photo ID
    Driver licence or passport. Required for any application that proceeds.

A planned move in January 2027, still in the precinct.

The office is moving in January 2027. The new address sits inside the Docklands precinct, so existing clients keep the same tram and parking pattern. We notify clients well ahead of the change, in writing. There is no disruption to in-progress applications.

In the meantime

Suite 11.18, 401 Docklands Drive remains the active office. Walk in by appointment, or book a time outside business hours.

Common questions from Docklands clients.

Walk-ins are welcome subject to availability. Booking ahead guarantees a sit-down. The reception is on level 11. After-hours visits are by appointment only.
Some will, some will not. Each major lender publishes a postcode and category schedule. We check before contract, not after. For most Docklands and CBD addresses there is a workable lender at sensible LVR.
Pre-approval is conditional. We talk through the deposit position, the likely valuation range, and the lender options on each side of that range. If the valuation comes in low, the file has a plan B already mapped.
Paid parking at The District Docklands is closest and most reliable. On-street bays run along Docklands Drive. Trams 11, 48 and 70 stop within a short walk, and Southern Cross is about ten minutes on foot.
Not for residential lending. Broker commission is paid by the lender on settlement. This is disclosed in the Credit Guide before any application is submitted.

Continue reading

Drop in, or book a time.

Suite 11.18, 401 Docklands Drive. Hours 8am to 7pm AEST, including outside the standard 9-to-5 by arrangement.

Book appointment
Call 1300 67 37 37