A financial planner for Hobart clients, delivered virtually.
A financial planner covering retirement, superannuation, insurance and tax-effective investing for clients across Hobart and Tasmania. Meetings by video. National lender panel and adviser scope identical to in-person engagements.
How we work with Hobart clients.
Every meeting runs on Zoom or Teams. Documents move through a secure portal and signatures are captured electronically. Hobart sits in the same time zone as the Melbourne office, which makes scheduling simpler than for any other interstate file.
Hours run 8am to 7pm AEST. We hold late slots for clients who can only talk at the end of the working day. Phone is available on 1300 67 37 37 or 0419 506 560.
Most files run as one introductory call, one strategy meeting, and one Statement of Advice walkthrough. Document exchange happens between meetings, not during them.
There is no Hobart office. Service is virtual, and has been from the start.
The practice runs from Suite 11.18, 401 Docklands Drive, Melbourne. Hobart and broader Tasmanian engagements happen by video and phone. There is no postcode restriction on the advice and no surcharge for clients outside Victoria.
Tasmania is a smaller market by national standards. The advice itself is federal, so the substance of the work does not change because the property and the super sit at the bottom of the country rather than the top.
- All meetings by video or phone.
- No in-person option in Tasmania.
- Same adviser, same scope, same fees.
What we advise on for Hobart clients.
Retirement and transition
Drawdown sequencing, transition-to-retirement strategies, and the final ten working years. A common Tasmanian brief, often involving public-sector defined-benefit overlay.
Superannuation, accumulation
Fund selection, consolidation of legacy accounts, salary sacrifice and co-contribution. The structural work most professionals neglect until their 40s.
Personal risk insurance
Income protection, TPD, trauma, life cover. Business insurance for self-employed clients. Sized to the household, not to a target premium.
Tax-effective investing
Negative gearing, franking credits, ownership structures. Coordinated with the household accountant in Hobart or interstate.
Education, aged care, Centrelink
Children's education funding, aged-care fee planning, Centrelink optimisation. Eligibility rules are federal and travel with the client.
SMSF strategy alongside
SMSF advice itself sits outside this AR. SMSF lending and the broader strategy are handled within the practice for Tasmanian trustees.
Comprehensive advice is delivered as a written Statement of Advice. Minimum engagement for managed-fund investment is $50,000.
Hobart clients we work with.
Tasmania is a small market, and most files fall into a few clear groups. Public-sector employees with defined-benefit super positions sit at the centre, and the work often turns on a single decision about how to treat the pension entitlement. The starting point is usually superannuation advice on the legacy fund.
Self-employed business owners, doctors and specialists from the Royal Hobart Hospital catchment, and pre-retirees within the final ten working years make up the bulk of the rest. They typically move into retirement and drawdown planning drawn from the wider retirement planning hub. Loan sizes are lower than the mainland capitals, and the borrowing capacity calculator gives a quick read on that side, but the change is on cash-flow rather than structure.
The Hobart property market was an investment darling during the 2017 to 2021 cycle and has cooled meaningfully since. We talk about that honestly rather than chasing the narrative either direction. The plan is built on income and risk first, with property a follow-on decision.
Planning, broking and buyer's agent work, coordinated for Hobart.
Financial planning
This page. Delivered virtually across Tasmania. Free for buyer's agent clients during onboarding.
Mortgage broking
50+ lender national panel. Hobart owner-occupier and investment files run through the same panel as Melbourne.
Buyer's agent
Through a licensed partner operating across every Australian state, including the Hobart inner, eastern shore and southern belts.
What Hobart clients usually ask first.
Continue reading
- Our financial planning pillarFull pillar page covering scope, process, and fees.
- Hobart mortgage brokingVirtual broking. 50+ national lender panel. Tasmanian loan profile.
- Hobart buyer's agentInner, eastern shore and southern belts through a licensed partner.
- Advice for doctors and specialistsWhy medical income rewards specialist financial planning.
- Why clients choose OpesThree concrete things the firm does that competitors cannot.
Start with a virtual first call.
Thirty minutes by phone or video. The same conversation Hobart clients have had with us for years.